Individual and Family:                                                                                                                                           1. Health Insurance: Covers medical expenses for illnesses, injuries, and other health-related issues.                                                                                                                            2. Life Insurance: Provides financial support to beneficiaries upon the policyholder's death.                                                                                                                                          3. Disability Insurance: Offers income replacement if the policyholder becomes unable to work due to disability.                                                                                                  Customizable Coverage: Individuals can select specific coverage options based on their unique needs and circumstance.                                                                            Portability: Individual policies are not tied to employment,  allowing policyholders to maintain coverage even when changing jobs.                                                          Direct Control: Individuals have more control over their insurance choices and can adjust their policies as their needs change.                                                                                                                                                                                                            Group Insurance:                                                                                                                                        1. Group Health Insurance: Offered by employers to cover employees' medical expenses.                                                                                                                                                2. Group Life Insurance: Provides life insurance coverage to employees as part of their benefits package.                                                                                                                  3. Group Disability Insurance: Offers income replacement for employees who become disabled while working.